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Radiant barrier insulation reflects up to 97% of radiant heat energy. When used in the attic it can reduce the attic temperature 30 degrees buffering your ducts from the extreme heat & lowering the Delta T (temperature difference to the conditioned area) which will raise the effectivness of your insulation.
Reflective Bubblewrap is the solution for a crawlspace as well.
Fiberglass insulation has an open weave that will not work in an open floor (air movement destroys its dead air cells and moisture gets inside of the fiber and contributes to mold and conducts heat!
Reflective bubblewrap is idea for midtown and areas with high ground moisture. It reduces the latent heat load on your A/C unit, along with reducing the possibility of mold and mildew. The bubblewrap is an air barrier meaning it blocks the air infiltration that is the prime culpret in energy loss (and comfort!).